Why over-declaring penalty points lets car insurers overcharge 2.8 million drivers

We’re quoted in an article in The Telegraph on how needlessly telling insurance firms about expired penalty points for speeding and other offences adds £57 to premiums, yet insurers continue to ask about old convictions .

“The law is a mess and grossly unfair on drivers,” said Chris Stacey of Unlock. “We now have a situation where a minor driving offence carries a longer rehabilitation period than someone who has gone to prison for assault.

“Insurers have lobbied to keep the blanket five-year period for motoring offences because getting rid of it would restrict their ability to charge drivers higher premiums for old offences”, he said. You can read the full  article here.