Background
- We have been developing access to fair insurance for people with convictions since 2000. Since then we have worked hard to make it easier for you to get genuine cover at a fair price.
- Unlock is an independent charity, and so we do not provide insurance directly. We are not FCA regulated and so we’re not able to provide specific insurance advice.
- The list provides details of a number of insurance brokers that provide specialist insurance to people with convictions
- The list sits alongside guidance on insurance and convictions and a list of motor insurers for those with non-motoring convictions.
Advice on using the list
All of the companies on the list have confirmed to Unlock that they:
- Do not require individuals to disclose spent criminal record information (in line with the Rehabilitation of Offenders Act 1974)
- Are able to offer individuals, on request, written confirmation of the information they have disclosed regarding criminal conviction
| COMPANY | TELEPHONE NUMBER | EMAIL ADDRESS | WEBSITE | BUILDING INSURANCE | CONTENTS INSURANCE | MOTOR INSURANCE | LANDLORD INSURANCE | TENANTS INSURANCE | TRAVEL INSURANCE | EXCLUSIONS |
|---|---|---|---|---|---|---|---|---|---|---|
| Adrian Flux Insurance Services | 0800 089 0341 | quotes@adrianflux.co.uk | www.adrianflux.co.uk | Yes | Yes | Yes | Yes | Yes | Yes | Some sexual offences |
| AJG | 0800 496 3255 | insurancepolicyadmin@aig.com | Yes | Yes | No | No | No | No | None | |
| Anchor Underwriting | 020 8418 9747 | peter@anchorunderwriting.co.uk | anchorunderwriting.co.uk/ | Yes | Yes | No | Yes | Yes | No | Sexual offences |
| BG Insurance | 01892 501852 | motor@bginsurance.co.uk | bginsurance.co.uk/ | No | No | Yes | No | No | No | Sexual offences & fraud |
| Bond Lovis Insurance Brokers | 0800 011 3444 0845 077 8800 | commercial@bondlovis.co.uk | www.bondlovis.co.uk/ | Yes | Yes | Yes | No | No | No | Some sexual offences |
| Broker2U | 01245 226318 | deborah@broker2u.co.uk | www.broker2u.co.uk/ | Yes | Yes | Yes | Yes | Yes | No | None |
| Bureau Insurance Services | 01424 222082 | cover@bureauinsurance.co.uk | www.bureauinsurance.com/ | Yes | Yes | No | Yes | Yes | Yes | None |
| Collingwood Insurance Service | 0345 470 0010 | insurance@collingwood.co.uk | motorinsurance.collingwood.co.uk/ | No | No | Yes | No | No | No | None |
| Complete Cover Group Limited | 0800 112 4258 | www.completecovergroup.com/ | Yes | Yes | Yes | No | No | No | None | |
| CoverBuilder | 0333 358 3359 | help@coverbuilder.co.uk | www.coverbuilder.co.uk | Yes | Yes | No | No | Yes | No | Sexual offences & terrorism offences |
| Coversure Insurance | 0330 124 6874 | sevenoaks@coversure.co.uk | www.coversure.co.uk/sevenoaks | No | No | Yes | No | No | No | Sexual offences |
| Culpeck Insurance Services Limited | 01733 208278 | newbculpeckis@gmail.com | www.culpeck.co.uk | Yes | Yes | No | Yes | No | No | Some sexual offences |
| Delite Insurance Agency | 01634 570020 | info@deliteinsurance.co.uk | www.deliteinsurance.co.uk | Yes | Yes | No | Yes | Yes | No | Sexual offences |
| DNA Insurance Services Limited | 0844 573 2400 | mail@dna-insurance.com | www.dna-insurance.com/ | Yes | Yes | Yes | Yes | Yes | No | Sexual offences |
| Fresh Start | 01483 806900 | info@fresh-start.co.uk | www.fresh-start.co.uk | Yes | Yes | No | Yes | Yes | Yes | None |
| GMI Insurance Services | 020 8850 5531 | insure@gmi-insurance.co.uk | www.gmi-insurance.co.uk/ | Yes | Yes | No | No | No | No | Sexual offences |
| Guildhall Brokers & Consultants Limited | 020 8446 6306 | quote@guildhallbrokers.com | www.guildhallbrokers.com/ | Yes | Yes | No | No | No | No | More than 5 unspent convictions |
| H & R Insurance Services | 0845 130 2800 | admin@hrinsure.co.uk | www.hrinsurance.co.uk | No | No | Yes | No | No | No | Fraud, theft, dishonesty, handling stolen goods |
| HomeProtect | 0845 155 1957 | sales@homeprotect.co.uk | www.homeprotect.co.uk | Yes | Yes | No | Yes | Yes | No | None |
| Insurable | 0845 077 9949 | info@insurable.com | www.insurable.com/ | Yes | Yes | Yes | Yes | Yes | Yes | Sexual offences |
| Insurance Choice | 01926 680710 | unlock@insurancechoice.co.uk | www.insurancechoice.co.uk/ | Yes | Yes | Yes | Yes | Yes | Yes | Sexual offences, some fraud, theft & robbery offences |
| Insurance Factory | 0844 573 4746 | enquiries@insurancefactory.co.uk | www.insurancefactory.co.uk | No | No | Yes | No | No | No | Sexual offences |
| Intelligent Insurance | 03333 11 11 10 | contact@intelligentinsurance.co.uk | www.intelligentinsurance.co.uk/ | Yes | Yes | No | Yes | Yes | No | None |
| Keith Michaels Plc | 020 8329 1163 020 8329 1158 | mark@keithmichaels.co.uk | www.keithmichaels.co.uk/ | No | No | Yes | No | No | No | Sexual offences & fraud |
| LMI Limited | 0845 260 8010 | quotes@lmiltd.co.uk | www.lmibroking.co.uk/ | Yes | Yes | No | No | No | No | Sexual offences |
| MyFirst UK | 0333 305 5116 | enquiries@myfirstuk.com | www.myfirstuk.com | No | No | Yes | No | No | No | None |
| Need to Insure Limited | 01623 720081 | unlock@needtoinsure.co.uk | www.needtoinsure.co.uk/ | Yes | Yes | Yes | No | No | No | None |
| One Insurance Solution | 0845 034 0833 | tq.leads@oneinsurance.co.uk | www.oneinsurance.co.uk/ | Yes | Yes | Yes | No | No | No | Sexual offences |
| Park Insurance | 0117 955 6835 | enquiries@parkinsurance.co.uk | www.parkinsurance.co.uk | Yes | Yes | Yes | No | No | No | Sexual offences |
| Peacock Insurance Services | 02476 437600 | info@peacockinsurance.co.uk | www.peacockinsurance.co.uk/ | Yes | Yes | No | Yes | Yes | Yes | Sexual offences |
| Richard Weston Limited | 020 8543 6166 | info@richardweston.co.uk | Yes | Yes | No | Yes | Yes | No | None | |
| Sky Insurance Brokers | 0330 333 1255 | commercial@skyinsurance.co.uk | www.skyinsurance.co.uk/ | Yes | Yes | No | Yes | Yes | No | Sexual offences |
| Sale Insurance Services Limited | 0161 969 6040 | enquiries@saleinsurance.co.uk | www.saleinsurance.co.uk/ | Yes | Yes | Yes | Yes | Yes | Yes | None |
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Debbie Sadler
Helpline lead
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Hi,
Bought a Motorhome and want include my brother on my insurance but as he is still ‘on Licence / unspent conviction’ this is proving near impossible.
Any advice, help would be greatly appreciated.
Thanks
John Farmer
Hi John i finally got insurance for my static through compare caravan insurance telephone is 01608 647654
I don’t know if they cover motorhomes but its worth a try. Best of luck,its so frustrating.
Regards, Paul
Good luck, I spent a week trying to find insurance with a campervan and an unspent conviction. All but one company refused to quote, and that company came back with a quote that was 10 times higher than without a conviction. Yes 10 times higher!
My conviction is not financial or fraud related, I have 20 years no claims bonus, yet insurance companies just don’t touch anyone with unspent convictions anymore.
I spoke to one nice company who said there has been a shift in the last 3 years this way.
I accept I have to pay higher premiums, but this whole experience has been a nightmare and destroyed my mental health. I am trying to move on with my life and improve it, but insurance companies are actively discriminating against people with unspent convictions and something should be done about that!