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  • Motoring convictions and the Rehabilitation of Offenders Act

    Why is this important? The Rehabilitation of Offenders Act applies to a number of areas of life, but particularly employment and insurance. Motoring convictions are treated slightly strangely under the ROA, when compared with other types of offences. Motoring endorsements Sadly, the way that endorsements are treated under the Rehabilitation of Offenders Act has not […]

  • List of motor insurers

    Background We have been developing access to fair insurance for people with convictions since 2000. Since then we have worked hard to make it easier for you to get genuine cover at a fair price. Unlock is an independent charity, and so we do not provide insurance directly. We are not FCA regulated and so […]

  • List of insurance brokers

    Background We have been developing access to fair insurance for people with convictions since 2000. Since then we have worked hard to make it easier for you to get genuine cover at a fair price. Unlock is an independent charity, and so we do not provide insurance directly. We are not FCA regulated and so […]

  • Insurance and convictions – A detailed guide

    Aim of this information This information forms part of our series on insurance and sets out your legal obligations around the disclosure of convictions when taking out insurance policies. Why is this important Under the Rehabilitation of Offenders Act (ROA) ‘spent’ convictions do not have to be disclosed to insurers, irrespective of what questions are […]

  • Insurance and convictions – A simple guide

    Summary This information has been updated in April 2013 to reflect changes in insurance disclosure law, to help you buy the right insurance and make sure you are treated fairly. It provides a quick summary of the issues for people with convictions and what you can do about them. It applies to ‘consumer’ insurance only. […]

  • Guidance for insurers

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  • Commercial insurance

    Download our list of commercial insurance brokers  Aim of this page The aim of this page is to set out what is meant by commercial insurance and what you may need to disclose about your criminal conviction when you are purchasing it. It forms part of our information section on insurance. Why is this important? […]

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