We’re pleased to see that the Association of British Insurers has produced guidance for insurers which clarifies the position for insurers after section 56 of the Data Protection Act 1998 came into force earlier this year.
For far too long now, some insurance companies have relied on dubious practices when dealing with claims, relying on individuals to get a copy of their full police record, which runs the risk that they take into account spent convictions which the individual didn’t need to disclose. Since earlier this year, this practice was made illegal.
This guidance should help insurers to make sure that they operate fairer practices when dealing with individuals that have criminal records.
- There is broader guidance for insurers on how they should treat people with a criminal record.
- For people with a criminal record, there is a dedicated information section on insurance on our information site.
- More information on our work to stop enforced subject access requests can be found here.